Will a Steel Roof Make My House Safer in Case of Fire?

In the wake of devastating wildfires ravaging landscapes – from Maui to Canada to Europe – in recent weeks, homeowners across the globe are increasingly concerned about their homes in the face of such infernos. These catastrophic events have ignited a critical question in the minds of many: “Will a metal roof protect my home in case of fire?”

Amidst the backdrop of scorched communities, one remarkable tale from Lahaina, Hawaii, stands out like a beacon of hope. In the midst of the chaos, a metal-roofed house in Lahaina that didn’t burn down served as a testament to the potential fire-resistance of metal roofing, leaving homeowners and experts alike intrigued and inspired. The home was restored in 2022, with the owner explaining, “We removed five layers of asphalt that were on the roof,” Millikin said. When the new metal roof was installed, he added, it “included an air pocket” to allow heat to dissipate. 

Read on to learn how metal roofs mitigate the effects of fire.

Metal Roofs are Non-Combustible

Your Steel Roof is Non-Flammable

A metal roof is one of the best options at safeguarding your home from a fire that approaches externally. Unlike other roofing materials such as asphalt shingles, or cedar shakes; should a spark or ember land on your metal roof, it will not ignite. This can help safeguard your home from a fire starting at your nearby neighbour’s home or even a wildfire breakout.

You Might Get a Break on Home Insurance

A metal roof typically has a Class-A fire rating, the most fire-resistant rating. With this rating it may lower your home insurance premium. It’s a good idea to contact your insurance company before deciding to install a metal roof, to discuss any possible changes to your rates. Many of our customers are pleasantly surprised with a lower home insurance premium after installing a Hy-Grade Steel Roofing System. It’s worth checking with your insurance company to see if your premiums might be lowered.

Steel Roofs Help Contain the Fire and Keep it From Spreading to the Neighbours’

In case of a fire that starts inside your home, a metal roof can help contain the fire and minimize structural damage. A metal roof is often more lightweight than other roofing materials like tile and asphalt shingles. If a fire inside the home reaches the attic, a lightweight roof can prevent roof cave-in.

Of course, the best way to safeguard your home from a fire is to ensure your home is free from fire hazards to begin with. A house fire can be devastating, despite the roofing material used to protect the home. There are plenty of great prevention tips that can be found online and elsewhere. Here is a great resource: the Ontario Association of Fire Chiefs: https://www.oafc.on.ca